because of the correct, they doesnt matter when your a lot more is created on the loan or the c/good, it is still prominent avoidance in the event that the in both certainly it. by the leftover. i wouldnt know the way it truly does work truth be told there. (talk to her once more possibly?)circumstances 2 = semi-flexi has only step one account. to ensure your own to minimize their dominant, the bucks Need to credit towards the property financing membership (susceptible to LO TnC). people commission made to your c/a bring nothing in connection with their principal since these accs are not linked. therefore, the second officer is actually “korek”. =)

Indeed to possess scenariio step one= I inquired the newest officer concerning your traditional mortgage, she told you maybe not flexi up coming indicates myself best to capture almost every other fully flexi bundle.

Scen 2= making this “korek” haha. You setting whichever a lot more payment in order to loan a good/c will deduct the principal amte to this LO, think about new T&C stated that we should instead give get better observe and come up with a lot more payment. nevertheless administrator informed me not require as their LO not change, the fresh LO nonetheless in line with the old one, nevertheless bank operating system already upgrade. How come ? I’m afraid once finalizing usually feel dissapointed about afterwards, every mth needs to see lender provide down payment .

Surely got to inform bank?

.As to why you should never such as for instance completely flexi? Or no time build deposit should inform lender, i wld instead take totally flexi. Save your time.

Read including Hleong islamic zero securing period, hope you can tell united states for those online personal loans MD who got people futher information. Thx.

Actually to own scenariio step one= I inquired this new manager about your traditional financing, she said perhaps not flexi next recommend myself best to capture other totally flexi package.

Scen 2= making this “korek” haha. You function almost any additional commission in order to mortgage an excellent/c tend to deduct the principal amte to that LO, think about the brand new T&C stated that we should instead provide progress see and work out most payment. but the administrator informed me n’t need as his or her LO not modify, the LO however according to research by the dated one to, however the bank system already upgrade. How come ? I am afraid immediately after finalizing will feel dissapointed about later, the mth should observe lender supply down payment .

Have got to posting bank?

.As to why usually do not like fully flexi? Or no day create down payment must revise financial, we wld alternatively just take fully flexi. Save your time.

Heard as well as Hleong islamic zero securing several months, promise you could tell you for those who got any futher facts. Thx.

whether or not its semi or full flexi, its pretty much a similar thing. think from it due to the fact a handbook car or vehicle automobile. high FC and up-remain costs toward convenience versus so much more foot focus on lesser maintaince prices. seemingly speaking.

away from individual point of view, i’ll say wade complete-flexi if you possess the more cash just in case your going so you can roll the money very often.

i’m not completely sure on UOB’s pratices, however, you is also take advice from the latest officers what kind of notice to really make the more payment? non-prescription observe, thirty day period notice beforehand etcetera.

Does anyone with this particular mortgage package. Pls share certain light to me. My main priority is the advance/prepayment. Let’s say mthly cost try RM1k, and i also pay RM1.5k all mth with the mortgage good/c. Does the fresh RM500 usually subtract on Dominating amt , following decreasing the focus fees?

One to said”No”, the excess fee have a tendency to park on the an effective/c and you can utilise because a beneficial mthly installment when owed. Find should be given to financial in the event the want the extra commission become subtract the main. She suggest us to fill up an entire flexi mortgage.